Flood insurance premiums could rise, FEMA warns

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There are ominous charts warning that if you don’t take action, your flood insurance premium could rise up to 18 percent each year. The bottom line: your flood insurance premium is going up again – and under a policy change the Federal Emergency Management Agency is considering, it could skyrocket even more in coming years.

 · FEMA forced flood Insurance is a SCAM,and a Ripoff. If it was legitimate, the Federal Govt and FEMA would Force Hurricane Insurance in all those too often area’s of.

According to the chair of Miami’s sea level rise Committee, FEMA officials believe the largest provider of flood insurance in the United States will be aligning the cost of premiums much closer.

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Premiums on new and renewed policies will increase by 8% on average beginning this month. These premium increases follow a year of significant losses for the National Flood Insurance Program (NFIP), which paid out more than $8 billion in claims in 2017, according to FEMA, which administers the program.

Flood Insurance Reform – Rates and Refunds. Recent legislation restored grandfathered rates and repealed certain rate increases so refunds may be issued to some policyholders. The law also applied an annual surcharge for all policyholders in the amount of $25 per year for renters and owners of primary residences and $250 per year for owners.

Long before the invading sea reaches our homes, it could upend our region’s economy. And soon. In just two or three years, Congress may change the way it sets rates in FEMA’s National Flood Insurance Program (NFIP) to reflect more realistic assessments of risk, including the expected impacts of sea-level rise.

Peter DeFazio of Oregon, chairman of the House Transportation and Infrastructure Committee, which has jurisdiction over FEMA. “Then the question. would give homeowners a break on their flood.