Freddie Mac: Mortgage rates below 4% ten weeks straight

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The typical rate for a 30-year fixed mortgage remained just below 4% this week, continuing a recent holding pattern at about that level, home lending giant Freddie Mac said in its latest. homes are.

It’s not mortgage rates that will be holding down affordability this year. Rates for home loans lurched lower, sending the benchmark below the key 4% threshold for the first time in six months,

Mortgage buyer Freddie Mac said Thursday that the average rate on the 30-year, fixed-rate mortgage fell to 3.99% from 4.06% last week. It was the first time it ran below 4% since January 2018. By.

Mortgage rates improved over the course of the past week, and are now at levels not seen since June of 2013, according to Freddie Mac’s Primary Mortgage Market Survey.. The average rate on a 30-year fixed-rate mortgage fell to 3.97%, down from 4.12% last week.

U.S. 30-Year Mortgage Rates Drop Below 4%: Freddie Mac More FILE PHOTO: A ‘House For Sale’ sign is seen outside a single family house in Uniondale, New York, U.S., May 23, 2016.

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The two straight months of hikes to the standard mortgage modification benchmark interest rate follows a run of Fannie and Freddie dropping the benchmark rate throughout 2016, progressively decreasing.

Scott Reckard With employment improving and the fiscal cliff averted, fixed mortgage rates have jumped to their highest level in two months, with lenders offering the 30-year home loan at 3.4% this.

Mortgage. the 10-year Treasury note, which dropped below 2% for the first time since 2016 after the Fed issued its statement. Freddie Mac this week made another adjustment in its mortgage rates.

Freddie Mac’s Mortgage Rate Survey Explained. research note: freddie Mac’s Primary Mortgage Market Survey (PMMS) is the longest running weekly survey of mortgage interest rates in the United States. Since freddie mac launched its survey in 1971, others have begun collecting and reporting mortgage rate information.

mortgage rates inched lower, once again falling below the 4% mark. “Continued economic uncertainty and weak inflation data pushed rates lower this week,” Freddie Mac chief economist sean becketti said.

"Mortgage rates were down sharply following the decline in the 10-year Treasury yield for the second straight week," says Frank Nothaft, Freddie Mac’s chief economist. Freddie Mac reports the following national averages with mortgage rates for the week ending Oct. 16: